DISCLAIMER AND LIMITATION OF LIABILITY

Effective Date: July 10, 2025
Last Updated: June 16, 2026

This Disclaimer applies to all content published, broadcast, or distributed by The Critical Thinker LLC ("The Critical Thinker," "we," "us," or "our") via www.thecriticalthinker.media and all associated platforms, including but not limited to social media channels, livestreams, video content, newsletters, and podcasts (collectively, the "Platform").

The Critical Thinker LLC is a limited liability company organized under the laws of the State of Texas.

By accessing or engaging with any content on the Platform, you acknowledge that you have read, understood, and agreed to the terms of this Disclaimer in their entirety.

1. General Informational Purpose Only

All content published by The Critical Thinker is provided solely for general informational, educational, and commentary purposes. Nothing contained within our Platform constitutes — nor should be construed as — legal, medical, financial, investment, psychological, or any other form of licensed professional advice.

The Critical Thinker makes no representations or warranties, express or implied, regarding the completeness, accuracy, reliability, suitability, or availability of any information presented. All content is provided on an "as is" and "as available" basis without warranty of any kind.

2. No Professional Advice — No Client Relationship

No content published by The Critical Thinker establishes or implies a professional, fiduciary, advisory, or client relationship of any kind between The Critical Thinker and any viewer, reader, listener, or subscriber.

You are solely responsible for independently verifying all information prior to making any decision that may affect your health, finances, legal standing, safety, or personal circumstances. The Critical Thinker strongly recommends consulting a licensed and qualified professional before acting on any information encountered through our Platform.

3. Opinion, Commentary, and First Amendment Protection

The Critical Thinker regularly publishes editorial commentary, political analysis, and opinion-based content. Such content constitutes protected expression under the First Amendment of the United States Constitution and applicable federal and state law, including the constitutional protections established in New York Times Co. v. Sullivan, 376 U.S. 254 (1964), and its progeny.

Statements of opinion are expressly identified as such and are not assertions of objective fact. Where facts are presented, The Critical Thinker makes reasonable efforts to rely upon publicly available, verifiable sources. Where information is unverified or uncertain, The Critical Thinker endeavors to use qualifying language such as "allegedly," "reportedly," or "according to."

No content published by The Critical Thinker is intended to defame, disparage, harass, or harm the reputation of any individual, organization, or entity. Any references to public figures are made in the context of matters of legitimate public concern and are protected under applicable law governing fair comment and criticism of public officials and public figures.

4. Political Content and The Report Card

The Critical Thinker publishes political commentary and accountability content, including but not limited to content referred to as "The Report Card." All grades, assessments, ratings, and evaluations published therein constitute opinion and editorial judgment based on publicly available information, including but not limited to public voting records, publicly filed financial disclosures, campaign finance records, and publicly reported statements.

Nothing in The Report Card constitutes a statement of fact regarding the character, integrity, or legal standing of any public official or public figure beyond what is supported by cited public record.

5. Financial and Market Commentary

The Critical Thinker is not a registered investment advisor, broker-dealer, or financial planning firm, and is not registered with the U.S. Securities and Exchange Commission (SEC) or the Financial Industry Regulatory Authority (FINRA).

No content on the Platform constitutes investment advice, a securities recommendation, a solicitation to buy or sell any financial instrument, or financial planning guidance of any kind. All market commentary, analysis, and discussion of financial instruments is provided for general educational and informational purposes only.

All investing involves risk, including the potential loss of principal. Past performance discussed on the Platform is not indicative of future results. You assume sole and complete financial responsibility for any investment or financial decision made in connection with content consumed through our Platform.

6. Health and Wellness Content

Any discussion of health, fitness, nutrition, supplementation, or wellness topics is based solely on personal experience, publicly available research, or editorial opinion and does not constitute medical advice. The Critical Thinker is not a licensed medical provider.

Always consult a qualified and licensed healthcare professional before initiating any health-related regimen, treatment, or behavioral change based on information encountered through our Platform. The Critical Thinker expressly disclaims all liability for any adverse health outcomes, whether physical or psychological, resulting from the use or misuse of health-related content published on the Platform.

7. Third-Party Content and External Links

The Platform may reference, cite, or link to third-party websites, sources, or materials for informational and contextual purposes only. Such references do not constitute endorsement, sponsorship, or affiliation with any third party.

The Critical Thinker exercises no control over and accepts no responsibility for the content, accuracy, privacy practices, or availability of any third-party materials. Your interaction with third-party content is governed solely by the terms and policies of those respective third parties.

8. Limitation of Liability

To the fullest extent permitted by applicable law, The Critical Thinker LLC, its operator, contributors, affiliates, and agents shall not be liable for any damages of any kind arising out of or in connection with your access to, use of, or reliance upon any content published through the Platform. This limitation applies regardless of the legal theory asserted and even if The Critical Thinker has been advised of the possibility of such damages.

9. Indemnification

By accessing or using the Platform, you agree to indemnify, defend, and hold harmless The Critical Thinker LLC, its operator, contributors, affiliates, and agents from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to your use of the Platform, your violation of this Disclaimer, or your violation of any applicable law or third-party right.

10. Right to Modify

The Critical Thinker reserves the right to modify, update, or replace this Disclaimer at any time without prior notice. The "Last Updated" date at the top of this page reflects the most recent revision. Continued use of the Platform following any modification constitutes your acceptance of the revised Disclaimer.

11. Governing Law and Jurisdiction

This Disclaimer shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. Any dispute arising under or in connection with this Disclaimer shall be subject to the exclusive jurisdiction of the state and federal courts located in Travis County, Texas.

12. Contact

For questions, corrections, or legal inquiries, please contact:

The Critical Thinker LLC
contact@thecriticalthinker.media
www.thecriticalthinker.media